Thursday, August 25, 2022

One Small Step

 Biden’s plan to forgive $10,000 in college loan debt to those earning under $125,000 is a very good thing on almost every level. I suppose it might contribute to inflation marginally, but that is trivial compared to other government spending measures, such as the bloated military budget.

The negative reaction of some to this move — ‘I had to pay mine off, why don’t they have to too’ — is a sentiment I can’t comprehend. It’s part of the bitterness some old people seem to feel toward younger generations, as if somehow they should have to face the same hurdles we did at their ages.

Actually, we should be fervently hoping they face fewer hurdles than we did! What else have we been working for if not to improve conditions for our descendants?

The sad truth is by most measures they are worse off than we are. Among other burdens, according to the Department of Education, the typical student graduates college with nearly $25,000 of educational expense debt. 

And don’t bring up climate change.

Those now struggling to pay off their college loans face also the worst housing market in history in our best urban areas. Wages are relatively flat in many professions and good jobs still prove quite hard to get for most people.

There is very little job security in ‘work for hire’ states like California. Benefits are generally better than when I was young (then there was no paternal leave for example), but those benefits don’t help pay off the high service cost of their debts.

They need years more of education than we did, including advanced degrees, and then a large dose of good luck to land a high-paying job. And by the time they get one, that educational debt load is a crushing burden for all but the wealthy few.

So Biden’s plan is a good first step. But much more will be needed to even the playing field. 

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