Saturday, January 21, 2023

Payday, Maybe (Afghan report 52)

 This is the latest in a series of special reports from a friend inside Afghanistan about life under the Taliban. I’m protecting his identity so he can file accurate depictions of the deteriorating conditions in his country. My goal is to raise awareness in the West. Please forward to any friends who might help in this effort — especially journalists.

Dear David:

It is a rainy, cold day here in Helmand, and we, a group of more than 50 people, are waiting in front of the Kabul Bank to receive our salaries. The clock shows 7:15 am and my mobile shows the temperature as -6°c (21°F). Few people have umbrellas; some are hidden under the trees so they don't get wet. The bank won’t open until 9 o'clock. Visitors are increasing every minute. 

By 9 am there are three lines of people waiting to receive their salaries, more than 300 people. "It is like we are coming here for charity," one man gripes, "but getting charity is not even as difficult as this." 

The guards finally open the door and let people enter into the bank. There are four officers who hand out the cash and each officer has about 60 customers waiting to be served. They use a card system – one card per person. You have to wait until your name is called.

The banker takes one card from his pile, calls the name, and gives that person his salary. The one whose name is called feels as happy as if he had won a lottery ticket because each of us has been waiting for more than three or four hours by now. 

This process is very stressful because everyone is afraid that the bank will run out of money before his turn comes. Also, the bank sometimes just suddenly closes down without explanation. This has happened many times since the Taliban came to power. For example, a few months ago I could not receive my salary for two whole months. Every day when I went to the bank; every day they said that there was no money, the system was down, or my turn had not come yet. 

Banks have faced a liquidity crisis under the Taliban because no one trusts the banks to keep their money safe. The central bank has imposed restrictions on the use of money and announced that every citizen is allowed to withdraw only 200 dollars from his account during a working week, and no more than that is allowed. 

According to the available statistics, before the political changes in the country, people's deposits in private banks were close to 3.8 billion dollars, but after the changes, people rushed to the banks to withdraw their money, and this figure decreased to 1.8 billion dollars.

Today, after a long wait, my name is called. I breathe a sigh of relief. Now we can buy food.

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